Spend Carefully with Your Credit Card

Money Saving TipsWhen paying for goods and services, the modern world of consumer technology is always moving in the direction of more efficiency and ease of transactions. From the advent of merchant processes for checking out, to online shopping, to the now popular tap-and-go form of payments, it is apparent that the check out process in any business service and industry is becoming easier. With the rise of efficiency, this goes hand in hand with the rise of spending, and profits, so there’s no wonder that businesses are getting on board in the latest technologies for their business procedures.

 

In related to spending habits of people with these new technologies, the rise in spending is correlated to the ease of paying with credit cards. In the use of cash, this tangible payment method is something that people can visually see and touch and know when it is leaving their wallet. In a credit card based payment, people are more cut off from the effect of spending, and therefore, generally spend a lot more.

 

Quite a few studies have been dedicated to examining this trend of spending more with credit cards. When researching the notion of impulse buying, it was found that people who pay with cards are less likely to be hindered from the instant gratification of paying. When cash is involved, there is a larger chance of people being pulled out of this mindset and thinking on the purchase more. Another study indicated that when people assess the benefits and costs of a purchase, those that pay with credit cards are more likely to focus on the benefits over the costs. This makes sense, as in the credit card functioning, the cost is something we think about later, when we receive the bill at the end of the month.

 

Since it is apparent that the ease of using credit cards leader to greater spending, then for those shoppers on a budget, it is advised to try out switching your card for cash, or to keep tabs with your spending by using tools such as an application on your phone to follow your spending behavior as you buy.

Conscious Pest Management

Green and organic pest control is a relatively new occurrence in the modern world of prevention and treatment of pests in and around the home. There are now a growing number of companies dedicated to offering clean, green and organic pest control methods for people who are aligned with their mission of conscious ethics and conservation for the globe. Many people, however, are largely still unaware that this is service is offered, as pest control usually entices connotations of harmful chemicals.

 

In this mode of pest control, the service thoroughly examines the space before any pesticides (their ‘green’, organic solutions) are used. First and foremost, sustainable, non-chemical pest removals procedures and preventative methods are taken. This means sealing the spaces, removing unwanted guests physically and placing them back in their natural environment.

 

An example of a conscious solution for pest management is the use of natural remedies. This can even be done without a green pest removal service if you have access to spices such as bay leaves. The pungent odor of the essential oils in the leaf are an adverse fragrance for many small pests such as cockroaches. For a DIY home remedy, crush the leaves and sprinkle along the ground corners of your cabinets, inside drawers and any other spaces that they may be lurking. Similarly, rats and ants are adverse to tea tree oil. Just a few drops along the floors and again, any corners of the house that you suspect these creatures could be getting into. It could probe to be a big help to keep them away.

 

If you are looking for more solutions that are organic and green for pest removal, then try contacting a local pest control service to see if they can help you with goals.

Water: Is It Possible To Have Too Much?

Water is the elixir of life, and when it comes to health concerns, it is one of the first prescribed acts to assist the treatment of almost any condition. ‘Drink more water, drink lots of water, up your water intake’, how often do you hear this? But how much is too much? Is it really plausible to guzzle water all day, flooding our bodies in the pursuit of vigor and vitality? Or perhaps there is more that we need to understand so we are not turning this health-boosting act into something that is not adding to our overall wellbeing.

 

Stanley Goldfarb, a medical doctor from the university of Pennsylvania, has stated that there is, in fact, a limit to how much water is actually going to aid in health. The mechanism of the kidneys excreting water when it is not needed means that when we consume more water than necessary, it is not aiding us in any way; it is being flushed out. It is stated that unless you live in a much warmer climate, or are an athlete, consuming than much more than 8 glasses of water per day (as a general benchmark) would often be redundant, as the body would just eliminate the water from the body. That being said, it is true that up to 70% of body weight is water, and it is essential that we are fulfilling our bodies requirements for hydration, though the caveat here is that when our needs are satiated, there is no real benefit of drinking more water than necessary. It is advised to assess your lifestyle in terms of your activity levels, your climate, and even your height and weight, to become aware of your own personal water requirements so you can adjust your intake accordingly.

 

For more information on nutrition, contact your local health advisor.

Lifestyle Changes With Retirement

Retirement brings one of the most transformative phases of life for many people. With the career path coming to closure, family moving out and settling in their own flow, achievements and successes enjoyed, this is the time people embark on a new journey. A general belief held by many is that with retirement comes a slowing down, resting mode of life, though for the majority of people, it is much more of a new beginning, with adventures and evolution in the broadening opportunities to experience many things where previously there may not have been time for.

 

A brand new way of living in all areas of life is created in retirement, and here are just some of the things to expect to evolve for the retired lifestyle:

Transformed Relationships

When it comes to those retiring with a spouse, there is a vast dynamic change that can occur with couples spending much more time together than during their previous working lives. This can allow for a deeper interaction and change in dynamic with sharing more proximity in the home space, and more opportunities to travel and adventure together. With this proximity also comes the importance for sensitivity, patience and compassion for one another.

 

Hobbies And Interests

With more time and energy to devote to the things you love, retirement definitely boosts the motivation to delve deeper into hobbies and interests. Many people find that exploring their passions allows them to not only become more skilled, but also develop more bonds to the community and to others who also share in these interests. There are many groups and meet-ups for almost any type of hobby especially for those in retirement.

 

Connect With Your Community

Just like the connections that come with exploring and deepening hobbies, retirement is rarely ever an isolated experience for many people. Some often feel more connected and social with more time on their hands to really get into the local community. Joining township initiatives, volunteering, starting new groups are all ways that retiree’s branch out and create friendships and a sense of belonging.

 

If you want to continue to lead an active life, but are afraid you need daily assistance, look to Griswold Home Care. They can pair you with a caregiver that will help you make the most out of retirement.

Sports To Lengthen Your Life

Being active and social has never been as varied and interesting with the modern day sport industry offering an abundance of choice from individual to team sports, equipment and water sports, hobby and professional sports and everything in between. It comes down to personal preference in choosing the right sport activities to undertake, with many people throughout their lifetimes trying their hand at a wide range of sports.

 

Whether you are taking up an activity for leisure, as a social act, or as a profession, any form of movement has great health benefits for every age. There is debate among the health industry as to which sports boasts the most health advantages, which has led researchers to undertake studies examining the effects of certain sporting and movement regimes.

 

One particular study aimed to uncover which style of sports aid in creating longer, healthier lives. This European study spanned over 9 years and followed participants aged 30 and up on their movement sport fitness regime. Results showed that people playing tennis regularly had almost a 50% lower risk of death from any cause, and 56% reduction of risk of death from stroke or heart complications. Comparing this to a sport like Cycling, it yielded much higher life expectancy results. Additionally, sports such as swimming and dancing also graded high in terms of long-term health benefits. The results also revealed that it was not just about how often people were active, but for how long and the intensity that impacted on results. Some exercises graded high when they were of long and intense duration, others also found benefits from lower, gentler effort.

 

Although the results show these positive aspects, much more research is needed to control for other factors to examine entire lifestyle habits. Though it is certain that there’s no denying that any sport can be great for the heart, body and mind.

 

Learn more about how you can stay healthy through your fitness and nutrition habits here: http://lernerchiropractic.com